
Where Direction Meets Resolution.
Licensed public adjusters who get water, fire, hail, wind, and mold property insurance claims settled. If your claim is denied, delayed, or underpaid in MD, PA, or WV, we can help.

Where Direction Meets Resolution.
Licensed public adjusters who get water, fire, hail, wind, and mold property insurance claims settled. If your claim is denied, delayed, or underpaid in MD, PA, or WV, we can help.

Where Direction Meets Resolution.
Licensed public adjusters who get water, fire, hail, wind, and mold property insurance claims settled. If your claim is denied, delayed, or underpaid in MD, PA, or WV, we can help.
Our basement flooded, and the insurance company flat-out denied our claim, no explanation that made sense, just a dead end. We were frustrated and ready to give up, but Bethany stepped in and completely turned the situation around. She fought for us like it was her own home, digging through every detail, challenging the adjuster’s logic, and refusing to accept “no” for an answer. […]
If you’re dealing with an insurance nightmare, don’t even think twice, call Bethany. She’s the kind of advocate every homeowner wishes they had in their corner.

Jeremy Dunn
Google Review
Bethany remained consistent , professional , and committed during my intimidating process of submitting a claim. She translated insurance verbiage so I could make the proper decision for my home.

Alexis Rodriguez
Google Review
I had an excellent experience working with this public adjusting firm! Bethany was incredibly knowledgeable and professional throughout the entire process. From start to finish, she took the time to thoroughly explain every step, making sure I understood exactly what was happening and why. Her attention to detail and clear communication gave me complete confidence that I was in good hands. I highly recommend her services to anyone needing help with an insurance claim!! Truly a top notch professional!

Michelle Riggs
Google Review
Our basement flooded, and the insurance company flat-out denied our claim, no explanation that made sense, just a dead end. We were frustrated and ready to give up, but Bethany stepped in and completely turned the situation around. She fought for us like it was her own home, digging through every detail, challenging the adjuster’s logic, and refusing to accept “no” for an answer. […]
If you’re dealing with an insurance nightmare, don’t even think twice, call Bethany. She’s the kind of advocate every homeowner wishes they had in their corner.

Jeremy Dunn
Google Review
Bethany remained consistent , professional , and committed during my intimidating process of submitting a claim. She translated insurance verbiage so I could make the proper decision for my home.

Alexis Rodriguez
Google Review
I had an excellent experience working with this public adjusting firm! Bethany was incredibly knowledgeable and professional throughout the entire process. From start to finish, she took the time to thoroughly explain every step, making sure I understood exactly what was happening and why. Her attention to detail and clear communication gave me complete confidence that I was in good hands. I highly recommend her services to anyone needing help with an insurance claim!! Truly a top notch professional!

Michelle Riggs
Google Review
Our basement flooded, and the insurance company flat-out denied our claim, no explanation that made sense, just a dead end. We were frustrated and ready to give up, but Bethany stepped in and completely turned the situation around. She fought for us like it was her own home, digging through every detail, challenging the adjuster’s logic, and refusing to accept “no” for an answer. […]
If you’re dealing with an insurance nightmare, don’t even think twice, call Bethany. She’s the kind of advocate every homeowner wishes they had in their corner.

Jeremy Dunn
Google Review
Bethany remained consistent , professional , and committed during my intimidating process of submitting a claim. She translated insurance verbiage so I could make the proper decision for my home.

Alexis Rodriguez
Google Review
I had an excellent experience working with this public adjusting firm! Bethany was incredibly knowledgeable and professional throughout the entire process. From start to finish, she took the time to thoroughly explain every step, making sure I understood exactly what was happening and why. Her attention to detail and clear communication gave me complete confidence that I was in good hands. I highly recommend her services to anyone needing help with an insurance claim!! Truly a top notch professional!

Michelle Riggs
Google Review

Why We Help
About Overzat Claim Consulting
After years of watching property owners struggle through claims for water, fire, hail, wind, and mold damage, confused by policy language, missing deadlines, and settling for far less than needed to repair their properties, Bethany Overzat founded Overzat Claim Consulting to bring clarity and advocacy to property owners in Maryland, southern Pennsylvania, and the northern panhandle of West Virginia.
As a licensed public adjuster, Bethany represents property owners, not insurance companies. Public adjusters are the only insurance professionals licensed to work exclusively on behalf of policyholders.
We handle your claim from start to finish—navigating complex policies, deadlines, coverage limits, and exclusions on your behalf to reach an accurate settlement.

Why We Help
About Overzat Claim Consulting
After years of watching property owners struggle through claims for water, fire, hail, wind, and mold damage, confused by policy language, missing deadlines, and settling for far less than needed to repair their properties, Bethany Overzat founded Overzat Claim Consulting to bring clarity and advocacy to property owners in Maryland, southern Pennsylvania, and the northern panhandle of West Virginia.
As a licensed public adjuster, Bethany represents property owners, not insurance companies. Public adjusters are the only insurance professionals licensed to work exclusively on behalf of policyholders.
We handle your claim from start to finish—navigating complex policies, deadlines, coverage limits, and exclusions on your behalf to reach an accurate settlement.

Why We Help
About Overzat Claim Consulting
After years of watching property owners struggle through claims for water, fire, hail, wind, and mold damage, confused by policy language, missing deadlines, and settling for far less than needed to repair their properties, Bethany Overzat founded Overzat Claim Consulting to bring clarity and advocacy to property owners in Maryland, southern Pennsylvania, and the northern panhandle of West Virginia.
As a licensed public adjuster, Bethany represents property owners, not insurance companies. Public adjusters are the only insurance professionals licensed to work exclusively on behalf of policyholders.
We handle your claim from start to finish—navigating complex policies, deadlines, coverage limits, and exclusions on your behalf to reach an accurate settlement.
Who We Help
Support for Every Property Loss
Licensed public adjusters handling water, fire, hail, wind, and mold claims for residential and commercial properties. We assess damage, manage documentation, and negotiate settlements so you don't have to.

Homeowners Claims
Get dedicated, licensed help for your storm, fire, water, or other damage to your home or private property.

Commercial Claims
Business owners face unique challenges when property damage occurs. We manage your claim so you can focus on operations.

Townhome/HOA Claims
Association claims involve multiple units, shared structures, and complicated coverage questions. We bring experience to multi-unit properties.
Who We Help
Support for Every Property Loss
Licensed public adjusters handling water, fire, hail, wind, and mold claims for residential and commercial properties. We assess damage, manage documentation, and negotiate settlements so you don't have to.

Homeowners Claims
Get dedicated, licensed help for your storm, fire, water, or other damage to your home or private property.

Commercial Claims
Business owners face unique challenges when property damage occurs. We manage your claim so you can focus on operations.

Townhome/HOA Claims
Association claims involve multiple units, shared structures, and complicated coverage questions. We bring experience to multi-unit properties.
Who We Help
Support for Every Property Loss
Licensed public adjusters handling water, fire, hail, wind, and mold claims for residential and commercial properties. We assess damage, manage documentation, and negotiate settlements so you don't have to.

Homeowners Claims
Get dedicated, licensed help for your storm, fire, water, or other damage to your home or private property.

Commercial Claims
Business owners face unique challenges when property damage occurs. We manage your claim so you can focus on operations.

Townhome/HOA Claims
Association claims involve multiple units, shared structures, and complicated coverage questions. We bring experience to multi-unit properties.
Contact Us
Get Claim Guidance
Fill out our claim form, or book a complimentary consult with Bethany below.
Contact Us
Get Claim Guidance
Fill out our claim form, or book a complimentary consult with Bethany below.
Contact Us
Get Claim Guidance
Fill out our claim form, or book a complimentary consult with Bethany below.
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